23-2083·CIVIL
Pablo Espin v. Citibank, N.A.
Reversed & Remanded
Status
- Scheduled
- Argued
- Opinion Issued (current)
Question Presented
Whether credit card agreement's arbitration clause is enforceable against military servicemembers in light of 2019 amendments to the Servicemembers Civil Relief Act.
Argument Date
September 26, 2024
Argument Time
9:30 a.m.
Panel
IV
Courtroom
Gold Courtroom (Room 348)
Lower Court Judge
Boyle
Panel
Judge Niemeyer
Senior Judge Floyd
Judge Bell*
Citation
CasePablo Espin v. Citibank, N.A., No. 23-2083 (4th Cir. Jan. 27, 2025)
PanelFloyd, S.J., Niemeyer & Bell, JJ.
Arguing Counsel
Panel That Day
4 of 4 cases argued September 26, 2024 before this panel have been decided.
Decided
21-7491
David Frizzell v. Chadwick Dotson
Authored by Judge Bell*
22-2289
Phillip Alig v. Rocket Mortgage, LLC
Authored by Judge Niemeyer
23-1192
Appalachian Power Company v. Federal Energy Regulatory Commission
Authored by Per Curiam
23-2083· This case
Pablo Espin v. Citibank, N.A.
Authored by Judge Niemeyer
Opinions
- Read opinion ↗January 27, 2025Majorityby Niemeyer
Disposition
- Court
- Reversed and remanded with instructions
- Normalized
- Reversed & Remanded
January 27, 2025